Why franchises choose to work with IRH Capital
Franchise Finance Specialists
For over two decades, IRH Capital has been a go-to financing partner for some of the most well-known and respected franchise brands nationwide. Our experience covers a wide range of credit profiles and transaction types, giving us the flexibility to meet the unique needs of each client.
We know that our reputation is our greatest asset. We approach every relationship with a true partnership mindset, building long-term trust through transparency, reliability and consistent results.
We offer the best service available in the industry
With fast decisions, flexible terms, and lasting relationships
IRH Capital has streamlined the financing process with fast approvals and straightforward documentation. We take tremendous pride in helping our clients grow their business by providing the financing they need at the best available structure.
Our Services
What We Have To Offer
As an approved lender for the most recognized franchise concepts in the nation, our clients depend on us to share our financial expertise and provide the right guidance in today’s marketplace.
With our simplified application process and minimal paperwork, your financing will be specifically structured to accelerate your growth.
Loans Starting at $10k up to $10 Million
Term Length: Up to 7 years, with the ability to customize a unique structure to fit your company’s specific needs.
Financing up to 100% of the project cost. This includes projects for equipment, new store builds, acquisitions, leasehold improvements, and refinancing.
We work with each customer individually to determine the best course of action.
Application only up to $300,000 - no financials necessary.
Franchisee Success Story: Growing with IRH Capital
Hear from Tom and Tyler Cates of C-Clips Corporation, a multi-unit Great Clips franchisee family that has grown from one salon to more than eighteen. In this video, they share how IRH Capital’s expertise, guidance, and franchise-focused financing helped them navigate major acquisitions, protect their business, and strengthen their organization for the next generation.
“IRH Capital isn’t just a lender — they provide the guardrails, clarity, and support franchise owners need to make smart, sustainable growth decisions.”
— Tom C., Great Clips Franchise Owner