IRH Capital In Growth Mode

Published by: Restaurant Finance Monitor

IRH Capital In Growth Mode

IRH Capital, a finance company that specializes in lending to the franchise community, is looking to expand their footprint. IRH Capital is based in Northbrook, IL and is celebrating their 18th anniversary this month. “We currently work with 10-15 franchise concepts. We continue to look for opportunities to bring value to additional franchise brands.”, said Keith Rabin, President of IRH Capital.

IRH Capital provides conventional financing for transactions between $10,000 and $10 million. They finance: equipment purchases, new builds, acquisitions, and refinance of debt. They pride themselves on evaluating each transaction on its own merits and finding the best structure for the customer. “We do not have a credit box. We work with the customer to understand their business and find the right financing structure”

It helps to have that mindset when trying to build relationships. “Is financing a commodity? It is not. It is a relationship between a franchisee and a lender.” IRH Capital works with the franchisee to be strategic about long-term growth plans in addition to their current needs.

IRH Capital also works hard to earn the trust of the franchisors that they work with. “Our team takes tremendous pride in the partnerships we have developed with our franchisors. We are focused on adding value to the brands that we work with.” In fact, IRH Capital was recently awarded the ‘Vendor of the Year Award’ by Great Clips at their franchisee convention.

Rabin had experience working for an equipment financing company before striking out on his own and founding IRH Capital in 2001. He and the other principals wanted to name the company IRH because it revolves around their three guiding principles for the business: integrity, respect and hard work. “We thought if we put it in the name, we would execute on those three ideals daily,” said Rabin.

After 18 years of providing financing to the franchise community, Rabin added “We’ve been doing this a long time, and we offer stability and experience for the long term for both franchisees and franchisors”. For more information on IRH Capital visit their website at www.irhcapital.com or contact Keith Rabin at 888.747.4227 or via email at keithr@irhcapital.com.